How Do I Connect My Business Bank Account to Claude?
You: I’ve got a personal checking account and an LLC business account at different banks. Can I connect both to Claude and keep them separate?
Claude: Yes — add Ledgerwire once as a connector, then link each account through its own bank’s sign-in. They stay as separate linked accounts, so you can ask “what did the business account spend on software last month” and I’ll pull from just that one, not blend it with your personal spending.
How do I connect my business bank account to Claude?
You add Ledgerwire as a connector in Claude, then link your business account by signing in at your bank’s own page — the same login you’d use on your bank’s website or app, not a Ledgerwire password. That authorizes over OAuth, so Ledgerwire never sees your business banking username or password, only an encrypted access token it can use to read the account.
If your business banking is a sub-login under a personal one, connect whichever login your bank presents — most banks separate business and personal accounts even under one online-banking username, and Ledgerwire links to the account level, not the login level.
Can I connect a business account and my personal account separately?
Yes — each account you link stays distinct, whether it’s at the same bank or a different one, so Claude can query one, the other, or both together depending on what you ask. Say “just the LLC account” or “combine business and personal” and Claude scopes the query accordingly; it doesn’t automatically merge them into one pool of transactions.
This matters for anyone running a business as a sole proprietor with a dedicated business checking account, or an LLC with its own EIN and bank relationship — the accounts are linked independently, so a query about one never leaks into the other unless you ask for both.
Does this work for an LLC, sole proprietorship, or multiple entities?
Yes, as long as each entity has its own bank account you can log into — Ledgerwire connects at the account level, so a sole proprietor’s business checking, an LLC’s operating account, or a second entity’s account can each be linked and queried by name. There’s no separate “business tier” to sign up for; it’s the same connector, just pointed at a business bank login instead of a personal one.
Running two LLCs with two different banks? Connect both the same way and ask Claude to pull from a specific one — “show June expenses for [entity name]” — or compare them side by side.
Is my business bank data safe when connected to Claude?
Ledgerwire never sees your business banking username or password — the connection runs through your bank’s own authenticated login (OAuth, via Quiltt, which routes to Finicity), and Ledgerwire holds only an encrypted, revocable access token, not your credentials or a copy of your transaction history. It’s read-only by design: there’s no path for Claude or Ledgerwire to move money, out of a business account or any other. See /security for how the connection is built.
What can Claude actually do with a connected business account?
Claude can read balances and live transactions when you ask, and reason over them in conversation — categorize spend, total expenses by month, flag unusual charges — but it doesn’t run in the background, sync continuously, or take any action on the account. Every answer comes from a fresh read at the moment you ask, so a “what’s my current balance” question reflects what the bank reports right then, not a cached number from earlier.
It’s a query tool, not accounting software: no invoicing, no payroll, no automatic bookkeeping ledger running behind the scenes. For that layer, see how AI bookkeeping without QuickBooks actually works once the account’s connected.
Honest limits
Coverage varies by bank — some business accounts report clean merchant names and running balances, others report less, and anything a bank doesn’t report comes back as “not reported,” never $0. Data can lag a bank’s own posting by a few days, so very recent transactions may not show yet, and Claude says so rather than presenting a partial week as final. The connection depends on the aggregator (Quiltt, routing to Finicity); if your bank’s feed needs reauthorization, Claude tells you that instead of guessing at numbers.
Frequently asked questions
Do I need a separate Ledgerwire account for my business? No — one Ledgerwire connector handles both personal and business accounts you link; they’re just kept as separate linked accounts under the same connector.
Can my accountant or a co-founder see the connection too? No — the connection is tied to your own Claude account and OAuth session; sharing access would mean sharing your Claude login, which isn’t something Ledgerwire manages.
What if my business bank isn’t supported? Coverage depends on the aggregator’s bank list; if your bank isn’t there yet, the connection attempt will tell you rather than silently linking a wrong account.
Can I disconnect the business account without affecting my personal one? Yes — each linked account can be revoked independently from your connector settings.
Does Ledgerwire store my business transaction history? No — it holds an encrypted access token, not a copy of your data; Claude reads live transactions from your bank each time you ask.
Connect your business bank account — start free, no card.